Mercari Selling Fees 2026

Mercari's fee structure is the simplest of any US resale marketplace: a flat 10% selling fee on every sale, and nothing else. There's no listing fee, no final value fee variation by category, no subscription, and — since January 6, 2025 — no separate payment processing fee either.

10% is still higher than some competitors on a per-item basis, but the lack of a bolt-on processing fee makes Mercari easier to forecast than platforms that charge both. Here's the full picture.

Mercari's fees — exactly what you pay

Selling fee: 10% flat

Mercari takes 10% of the sale price on every completed transaction, and — unlike some other marketplaces — this applies to the item price plus any buyer-paid shipping, not just the item price. So if you sell a jacket for $45 with $8 buyer-paid shipping, the 10% applies to the combined $53 = $5.30.

No separate payment processing fee

Mercari changed its US fee structure on January 6, 2025: for new and updated listings, there's no longer a standalone payment processing charge when you cash out to your bank account. The 10% selling fee is the only cost.

So on a $45 jacket with no buyer-paid shipping: 10% selling fee = $4.50 total fees, you keep $40.50.

→ Mercari fee calculator — enter any sale price and see your exact take-home instantly.

Item Boost (optional)

Mercari's paid promotion feature lets you pay to have your listing appear higher in search results. Boost costs are separate from the selling fee and optional — but if you use them, factor them into your per-item profit calculation. A $2 boost on a $12 sale that already has a $1.20 selling fee is a significant cost.

How Mercari compares to eBay and Poshmark

At $45, Mercari now runs clearly cheaper than eBay since dropping its standalone processing fee. Depop is still the cheapest on fees (zero selling fee since 2024). Poshmark is significantly more expensive on items above $15. The right platform depends on your category — Mercari skews more electronics and household goods; Poshmark skews fashion.

1099-K threshold — are you required to report?

Mercari is a third-party payment processor covered by IRS 1099-K reporting. The federal threshold for 2025-2026 is $20,000 AND 200 transactions in gross sales, following the 2025 One Big Beautiful Bill Act's reversion of an earlier, lower $600 threshold that never fully took effect. Several states set their own lower thresholds — Mercari will issue a 1099-K if you exceed either. This doesn't automatically mean you owe tax (selling personal items at a loss isn't taxable), but it means the IRS has a record of your sales. If you're buying to resell for profit, that profit is taxable self-employment income.

Pricing for profit — working backwards

If you need to hit a specific profit target, work backwards through the fee layers:

Minimum list price = (desired profit + item cost + shipping supplies) ÷ (1 − 0.10)

Example: you paid $12 for an item, spent $1 on supplies, want $10 profit:
($10 + $12 + $1) ÷ 0.90 = $25.56 minimum list price

The Mercari fee calculator does this in reverse — enter your sale price and it shows the profit, or adjust until the profit hits your target.

Shipping on Mercari

Mercari gives you three options: buyer pays shipping (most common), you pay shipping (increases appeal but costs you), or free shipping built into the price (essentially pricing up to cover it). The 10% fee DOES apply to buyer-paid shipping as well as the item price — so splitting out shipping doesn't reduce your effective fee rate the way it would on a platform that only fees the item price.

Mercari's Smart Pricing feature

Mercari's Smart Pricing lets a seller set a floor price and let the listing automatically drop over time toward that floor if it isn't selling — a built-in version of the manual price-reduction strategy many resellers already do by hand. The fee structure doesn't change based on how the sale price was reached (Smart Pricing or manual), so a sale closed at a Smart-Pricing-reduced price still carries the same 10% selling fee calculated on whatever the final agreed price was. The strategic value is in listing velocity, not fee savings — items sitting stale for weeks earn nothing regardless of fee rate, so a feature that nudges price down toward an actual sale is usually worth more than holding firm on a price that isn't moving.

Local pickup and Mercari's fee treatment

For sellers using Mercari's local pickup or in-app "Mercari Local" delivery options in supported cities, the same 10% selling fee applies to the item price — local transactions aren't fee-exempt just because shipping isn't involved. This is a common point of confusion for sellers new to local pickup, who sometimes assume avoiding shipping also means avoiding platform fees — it doesn't; only the shipping cost itself is removed from the transaction, not Mercari's cut.

Related calculators

• Mercari fee calculator — exact take-home after all fees
• eBay fee calculator — compare Mercari vs eBay on the same item
• Depop fee calculator — Depop has 0% selling fee since July 2024
• Self-employment tax calculator — tax on reselling profits

Frequently asked questions